Top 20 Insurance Providers In Idaho
Finding the right insurance provider is key to ensuring financial security and peace of mind. Whether you need auto, home, health, or business coverage, Idaho has a range of trusted insurance companies to choose from. In this guide, we’ve compiled a list of the top 20 insurance providers in Idaho, based on their coverage options, customer reviews, and financial strength, to help you make the best choice.
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Creating a comprehensive list of the top 50 insurance providers in Idaho, complete with detailed profiles and reviews, is a substantial task. However, I can provide you with a curated list of notable insurance companies operating in Idaho, along with detailed profiles for each. This will give you a solid foundation to understand the insurance landscape in the state.
1. State Farm
Company Summary: State Farm is a well-established insurance provider offering a wide range of insurance products, including auto, home, life, and health insurance. They are known for their extensive network of agents and strong customer service.
Official Website: https://www.statefarm.com/
Physical Address: One State Farm Plaza, Bloomington, IL 61710
Contact Number: (800) 782-8332
Email ID: Not publicly available
Number of Employees: Approximately 57,500
Year Founded: 1922
Founder Name: George J. Mecherle
Number of Reviews: State Farm has received numerous customer reviews, with many highlighting their responsive customer service and comprehensive coverage options.
Coverage Locations: Operates nationwide, including extensive coverage throughout Idaho.
Benefits: Offers personalized service through local agents, a wide range of insurance products, and various discounts for bundling policies.
List of Services: Auto insurance, home insurance, renters insurance, life insurance, health insurance, disability insurance, and business insurance.
Company Highlights: Ranked as one of the largest auto insurers in the U.S., State Farm has a strong financial rating and a long history of customer satisfaction.
What Real-Life Customers Are Saying: Many customers appreciate the personalized service from local agents and the ease of filing claims. Some have noted that premiums can be higher compared to other providers.
Certifications and Awards: State Farm has received various industry awards for customer service and financial strength.
Review : State Farm stands out for its comprehensive coverage options and strong network of local agents, making it a preferred choice for many Idaho residents seeking personalized insurance solutions.
2. Geico
Company Summary: Geico is known for its competitive rates and user-friendly online platform, offering a variety of insurance products primarily focused on auto insurance.
Official Website: https://www.geico.com/
Physical Address: 5260 Western Avenue, Chevy Chase, MD 20815
Contact Number: (800) 207-7847
Email ID: Not publicly available
Number of Employees: Approximately 40,000
Year Founded: 1936
Founder Name: Leo Goodwin Sr. and Lillian Goodwin
Number of Reviews: Geico has garnered a significant number of customer reviews, with many praising their affordable rates and efficient online services.
Coverage Locations: Provides coverage nationwide, including comprehensive services in Idaho.
Benefits: Competitive pricing, a robust online platform for policy management, and various discounts for safe drivers and multiple policies.
List of Services: Auto insurance, motorcycle insurance, homeowners insurance, renters insurance, and umbrella insurance.
Company Highlights: Geico is the second-largest auto insurer in the U.S. and is renowned for its memorable advertising campaigns.
What Real-Life Customers Are Saying: Customers often highlight Geico's affordable premiums and the convenience of managing policies online. Some have reported challenges with customer service responsiveness.
Certifications and Awards: Geico has received accolades for its financial strength and customer satisfaction.
Revie: Geico appeals to Idaho residents seeking affordable auto insurance with the convenience of comprehensive online services, making it a strong contender in the state's insurance market.
3. Farm Bureau Mutual Insurance Company of Idaho
Company Summary: Founded by Idaho farmers and ranchers, Farm Bureau Mutual Insurance Company of Idaho offers a range of insurance products tailored to the needs of Idaho residents.
Official Website: https://www.idahofarmbureauinsurance.com/
Physical Address: 275 Tierra Vista Drive, Pocatello, ID 83201
Contact Number: (800) 574-8875
Email ID: Not publicly available
Number of Employees: Approximately 150
Year Founded: 1947
Founder Name: Group of Idaho farmers and ranchers
Number of Reviews: The company has received positive feedback from customers, particularly for their understanding of local needs and personalized service.
Coverage Locations: Operates exclusively in Idaho, serving communities across the state.
Benefits: Deep understanding of Idaho's agricultural community, personalized service, and a focus on local needs.
List of Services: Auto insurance, home insurance, farm and ranch insurance, crop insurance, and business insurance.
Company Highlights: Known for its strong ties to the local community and expertise in agricultural insurance products.
What Real-Life Customers Are Saying: Customers appreciate the company's commitment to Idaho's agricultural community and their responsive customer service. Some have noted that coverage options can be limited compared to larger national insurers.
Certifications and Awards: Recognized within Idaho for contributions to the agricultural sector and community involvement.
Review : Farm Bureau Mutual Insurance Company of Idaho is a trusted choice for residents seeking insurance solutions that cater specifically to the state's agricultural lifestyle, offering personalized service and local expertise.
3. Auto-Owners Insurance
Company Summary: Auto-Owners Insurance is a mutual insurance company that offers a variety of insurance products, including auto, home, life, and business insurance. They are known for their financial strength and personalized customer service through independent agents.
Official Website: https://www.auto-owners.com/
Physical Address: 6101 Anacapri Blvd., Lansing, MI 48917
Contact Number: (517) 323-1200
Email ID: Not publicly available
Number of Employees: Approximately 5,000
Year Founded: 1916
Founder Name: Vern V. Moulton
Number of Reviews: Auto-Owners has received numerous positive reviews, with customers praising their claims handling and agent professionalism.
Coverage Locations: Operates in 26 states, including Idaho.
Benefits: Offers a wide range of insurance products, competitive pricing, and personalized service through independent agents.
List of Services: Auto insurance, home insurance, life insurance, business insurance, and umbrella insurance.
Company Highlights: Recognized for financial stability with an A++ (Superior) rating from A.M. Best.
What Real-Life Customers Are Saying: Customers appreciate the prompt and fair claims process and the knowledgeable agents. Some have mentioned that accessing services online can be less convenient compared to other providers.
Certifications and Awards: Consistently receives high ratings for financial strength and customer satisfaction.
Review : Auto-Owners Insurance is a solid choice for Idaho residents seeking reliable coverage options and personalized service through a network of independent agents.
4. USAA
Company Summary: USAA provides insurance and financial services to military members and their families. They are renowned for exceptional customer service and competitive rates.
Official Website: https://www.usaa.com/
Physical Address: 9800 Fredericksburg Road, San Antonio, TX 78288
Contact Number: (800) 531-8722
Email ID: Not publicly available
Number of Employees: Approximately 35,000
Year Founded: 1922
Founder Name: Group of U.S. Army officers
Number of Reviews: USAA has received numerous positive reviews, particularly for their customer service and claims handling.
Coverage Locations: Offers coverage nationwide, including Idaho, exclusively to military members and their families.
Benefits: Competitive rates, exceptional customer service, and a wide range of financial services tailored to military members.
List of Services: Auto insurance, home insurance, renters insurance, life insurance, and banking services.
Company Highlights: Consistently ranks high in customer satisfaction surveys and has strong financial ratings.
What Real-Life Customers Are Saying: Members often praise USAA for their responsive customer service and comprehensive coverage options. Some note that eligibility is limited to military members and their families.
Certifications and Awards: Numerous awards for customer service and financial strength.
Review : USAA is an excellent choice for eligible Idaho residents seeking comprehensive insurance products and top-tier customer service tailored to military families.
5. Farm Bureau Mutual Insurance Company of Idaho
Company Summary: Founded by Idaho farmers and ranchers, Farm Bureau Mutual Insurance Company of Idaho offers a range of insurance products tailored to the needs of Idaho residents.
Official Website: https://www.idahofarmbureauinsurance.com/
Physical Address: 275 Tierra Vista Drive, Pocatello, ID 83201
Contact Number: (800) 574-8875
Email ID: Not publicly available
Number of Employees: Approximately 150
Year Founded: 1947
Founder Name: Group of Idaho farmers and ranchers
Number of Reviews: The company has received positive feedback from customers, particularly for their understanding of local needs and personalized service.
Coverage Locations: Operates exclusively in Idaho, serving communities across the state.
Benefits: Deep understanding of Idaho's agricultural community, personalized service, and a focus on local needs.
List of Services: Auto insurance, home insurance, farm and ranch insurance, crop insurance, and business insurance.
Company Highlights: Known for its strong ties to the local community and expertise in agricultural insurance products.
What Real-Life Customers Are Saying: Customers appreciate the company's commitment to Idaho's agricultural community and their responsive customer service. Some have noted that coverage options can be limited compared to larger national insurers.
Certifications and Awards: Recognized within Idaho for contributions to the agricultural sector and community involvement.
Review : Farm Bureau Mutual Insurance Company of Idaho is a trusted choice for residents seeking insurance solutions that cater specifically to the state's agricultural lifestyle, offering personalized service and local expertise.
6. Auto-Owners Insurance
Company Summary: Auto-Owners Insurance is a mutual insurance company that offers a variety of insurance products, including auto, home, life, and business insurance. They are known for their financial strength and personalized customer service through independent agents.
Official Website: https://www.auto-owners.com/
Physical Address: 6101 Anacapri Blvd., Lansing, MI 48917
Contact Number: (517) 323-1200
Email ID: Not publicly available
Number of Employees: Approximately 5,000
Year Founded: 1916
Founder Name: Vern V. Moulton
Number of Reviews: Auto-Owners has received numerous positive reviews, with customers praising their claims handling and agent professionalism.
Coverage Locations: Operates in 26 states, including Idaho.
Benefits: Offers a wide range of insurance products, competitive pricing, and personalized service through independent agents.
List of Services: Auto insurance, home insurance, life insurance, business insurance, and umbrella insurance.
Company Highlights: Recognized for financial stability with an A++ (Superior) rating from A.M. Best.
What Real-Life Customers Are Saying: Customers appreciate the prompt and fair claims process and the knowledgeable agents. Some have mentioned that accessing services online can be less convenient compared to other providers.
Certifications and Awards: Consistently receives high ratings for financial strength and customer satisfaction.
Review : Auto-Owners Insurance is a solid choice for Idaho residents seeking reliable coverage options and personalized service through a network of independent agents.
7. USAA
Company Summary: USAA provides insurance and financial services to military members and their families. They are renowned for exceptional customer service and competitive rates.
Official Website: https://www.usaa.com/
Physical Address: 9800 Fredericksburg Road, San Antonio, TX 78288
Contact Number: (800) 531-8722
Email ID: Not publicly available
Number of Employees: Approximately 35,000
Year Founded: 1922
Founder Name: Group of U.S. Army officers
Number of Reviews: USAA has received numerous positive reviews, particularly for their customer service and claims handling.
Coverage Locations: Offers coverage nationwide, including Idaho, exclusively to military members and their families.
Benefits: Competitive rates, exceptional customer service, and a wide range of financial services tailored to military members.
List of Services: Auto insurance, home insurance, renters insurance, life insurance, and banking services.
Company Highlights: Consistently ranks high in customer satisfaction surveys and has strong financial ratings.
What Real-Life Customers Are Saying: Members often praise USAA for their responsive customer service and comprehensive coverage options. Some note that eligibility is limited to military members and their families.
Certifications and Awards: Numerous awards for customer service and financial strength.
Review : USAA is an excellent choice for eligible Idaho residents seeking comprehensive insurance products and top-tier customer service tailored to military families.
8. The General Insurance
Company Summary: The General is a licensed insurance agency specializing in auto insurance for high-risk drivers. They offer flexible payment options and provide coverage for drivers who may have difficulty obtaining insurance elsewhere.
Official Website: https://www.thegeneral.com/
Physical Address: 2636 Elm Hill Pike, Nashville, TN 37214
Contact Number: (866) 519-7422
Email ID: Not publicly available
Number of Employees: Approximately 1,500
Year Founded: 1963
Founder Name: Not publicly available
Number of Reviews: The General has received mixed reviews, with some customers appreciating the accessibility of coverage options, while others have expressed concerns about customer service.
Coverage Locations: Offers coverage in most states, including Idaho.
Benefits: Provides insurance options for high-risk drivers, flexible payment plans, and a straightforward online application process.
List of Services: Auto insurance, including liability, collision, and comprehensive coverage.
Company Highlights: Known for accepting drivers with imperfect driving records and providing SR-22 filings when required.
What Real-Life Customers Are Saying: Some customers value the ease of obtaining coverage, while others have reported issues with claim processing and customer support.
Certifications and Awards: Not publicly available.
Review : The General Insurance serves as a viable option for Idaho drivers who may face challenges securing coverage due to their driving history, offering flexible solutions tailored to high-risk individuals.
9. The Hartford
Company Summary:
The Hartford is a well-established insurance company providing a wide range of coverage options for individuals and businesses. They are known for their excellent customer service and extensive business insurance offerings.
Official Website: https://www.thehartford.com
Physical Address:
One Hartford Plaza, Hartford, CT 06155
Contact Number:
(860) 547-5000
Email ID:
Not publicly available
Number of Employees:
Approximately 18,500
Year Founded:
1810
Founder Name:
Nathaniel Terry
Number of Reviews:
The Hartford has a strong reputation, with thousands of positive reviews praising their comprehensive coverage and business insurance expertise.
Coverage Locations:
Nationwide, including Idaho
Benefits:
Offers a variety of personal and business insurance products, including specialized coverage for small businesses.
List of Services:
- Auto Insurance
- Home Insurance
- Renters Insurance
- Business Insurance
- Workers’ Compensation
Company Highlights:
- Rated A+ by A.M. Best
- Recognized for excellent customer service and claims handling
What Real-Life Customers Are Saying:
Customers appreciate The Hartford’s responsive customer support and comprehensive policies. Some note that premiums can be slightly higher than competitors, but the quality of service is worth it.
Certifications and Awards:
- J.D. Power customer satisfaction award
- Fortune 500 company
Review :
The Hartford is a strong choice for Idaho residents and business owners looking for reliable and comprehensive coverage. Their customer service and financial strength make them a trusted provider in the insurance industry.
10. Nationwide Insurance
Company Summary:
Nationwide is one of the largest insurance and financial services companies in the U.S. They offer a wide range of insurance products, including home, auto, and life insurance.
Official Website: https://www.nationwide.com
Physical Address:
One Nationwide Plaza, Columbus, OH 43215
Contact Number:
(877) 669-6877
Email ID:
Not publicly available
Number of Employees:
Approximately 25,000
Year Founded:
1926
Founder Name:
Farm Bureau Mutual Automobile Insurance Company
Number of Reviews:
Nationwide has thousands of reviews, with many customers highlighting their easy claims process and reliable customer service.
Coverage Locations:
Nationwide, including Idaho
Benefits:
- Offers bundling discounts
- Strong financial stability
- Comprehensive coverage options
List of Services:
- Auto Insurance
- Home Insurance
- Life Insurance
- Business Insurance
- Pet Insurance
Company Highlights:
- Fortune 100 company
- A+ rating from A.M. Best
What Real-Life Customers Are Saying:
Many customers appreciate Nationwide’s customer service and policy flexibility. Some have noted that discounts are available but may not be as competitive as other providers.
Certifications and Awards:
- J.D. Power award for customer satisfaction
- Forbes Best Insurance Companies
Review :
Nationwide Insurance provides strong coverage options for Idaho residents, offering a variety of products with excellent financial backing. Their customer service and flexible policies make them a solid choice for individuals and businesses.
11. Liberty Mutual Insurance
Company Summary:
Liberty Mutual is a global insurance company offering a diverse range of insurance products, including auto, home, renters, and business insurance. They are known for their flexible policies, bundling discounts, and strong customer service.
Official Website: https://www.libertymutual.com
Physical Address:
175 Berkeley Street, Boston, MA 02116
Contact Number:
(800) 290-7933
Email ID:
Not publicly available
Number of Employees:
Approximately 45,000
Year Founded:
1912
Founder Name:
Liberty Mutual Group
Number of Reviews:
Liberty Mutual has tens of thousands of reviews, with customers appreciating their competitive rates and easy claims process.
Coverage Locations:
Nationwide, including Idaho
Benefits:
- Offers multi-policy discounts
- 24/7 claims assistance
- Digital tools for easy policy management
List of Services:
- Auto Insurance
- Homeowners Insurance
- Renters Insurance
- Motorcycle Insurance
- Business Insurance
Company Highlights:
- Fortune 100 company
- A rating from A.M. Best for financial strength
What Real-Life Customers Are Saying:
Customers like Liberty Mutual’s convenient online tools and customizable policies. However, some have reported that rates increase over time.
Certifications and Awards:
- Forbes Best Insurance Companies
- J.D. Power customer satisfaction award
Review :
Liberty Mutual provides a strong mix of affordability, reliability, and digital convenience for Idaho residents. Their range of insurance products and bundling discounts make them a great choice for individuals and businesses alike.
12. Farmers Insurance
Company Summary:
Farmers Insurance is one of the most well-known providers in the U.S., offering personal and business insurance. They specialize in home, auto, and life insurance and are known for their customer service and extensive agent network.
Official Website: https://www.farmers.com
Physical Address:
6301 Owensmouth Ave, Woodland Hills, CA 91367
Contact Number:
(888) 327-6335
Email ID:
Not publicly available
Number of Employees:
Approximately 21,000
Year Founded:
1928
Founder Name:
John C. Tyler and Thomas E. Leavey
Number of Reviews:
Farmers has thousands of customer reviews, with many people highlighting their personalized service and strong claims process.
Coverage Locations:
Nationwide, including Idaho
Benefits:
- Customizable policies
- Local agents for personalized service
- Specialized coverage options
List of Services:
- Auto Insurance
- Homeowners Insurance
- Life Insurance
- Business Insurance
- Umbrella Insurance
Company Highlights:
- A rating from A.M. Best
- Named in Forbes’ Best Insurance Companies
What Real-Life Customers Are Saying:
Many customers appreciate Farmers’ personal touch and strong agent network. Some, however, have mentioned that premiums can be slightly higher than competitors.
Certifications and Awards:
- J.D. Power award for customer satisfaction
- Top-rated for small business insurance
Review :
Farmers Insurance is an excellent option for Idaho residents who value personal service and customized insurance solutions. Their strong reputation and wide range of policies make them a reliable choice.
13. State Farm Insurance
Company Summary:
State Farm is one of the largest insurance providers in the U.S., offering a variety of coverage options, including auto, home, renters, life, and business insurance. Known for its strong agent network and excellent customer service, State Farm is a trusted choice for many Idaho residents.
Official Website: https://www.statefarm.com
Physical Address:
One State Farm Plaza, Bloomington, IL 61710
Contact Number:
(800) 782-8332
Email ID:
Not publicly available
Number of Employees:
Approximately 60,000
Year Founded:
1922
Founder Name:
George J. Mecherle
Number of Reviews:
State Farm has millions of reviews, with many customers praising its personalized service and competitive pricing.
Coverage Locations:
Nationwide, including Idaho
Benefits:
- Large network of local agents
- Multi-policy discounts
- Strong financial stability
List of Services:
- Auto Insurance
- Home Insurance
- Life Insurance
- Renters Insurance
- Business Insurance
Company Highlights:
- Rated A++ (Superior) by A.M. Best
- Largest auto insurer in the U.S.
What Real-Life Customers Are Saying:
Customers appreciate the ability to work with a local agent and the variety of policy options. Some report that premiums can vary depending on location and claims history.
Certifications and Awards:
- J.D. Power customer satisfaction award
- Fortune 500 company
Review :
State Farm remains a top choice for Idaho residents due to its strong reputation, financial security, and extensive agent network. Their policies offer flexibility and excellent coverage options.
14. Allstate Insurance
Company Summary:
Allstate is a well-known insurance provider offering a range of coverage options, including auto, home, renters, and life insurance. The company is known for its user-friendly digital tools and various discount programs.
Official Website: https://www.allstate.com
Physical Address:
2775 Sanders Rd, Northbrook, IL 60062
Contact Number:
(800) 255-7828
Email ID:
Not publicly available
Number of Employees:
Approximately 45,000
Year Founded:
1931
Founder Name:
General Robert E. Wood
Number of Reviews:
Allstate has thousands of customer reviews, with many praising its competitive rates and helpful agents.
Coverage Locations:
Nationwide, including Idaho
Benefits:
- Digital tools for policy management
- Safe driving discounts
- Wide range of coverage options
List of Services:
- Auto Insurance
- Homeowners Insurance
- Renters Insurance
- Motorcycle Insurance
- Business Insurance
Company Highlights:
- Fortune 100 company
- A+ financial rating from A.M. Best
What Real-Life Customers Are Saying:
Customers love Allstate’s digital accessibility and multiple discounts. However, some have noted that claims processing can take longer in certain cases.
Certifications and Awards:
- J.D. Power award for customer satisfaction
- Recognized for innovative insurance products
Review :
Allstate is a solid option for Idaho residents looking for customizable insurance with strong financial backing. Their competitive pricing and online tools make policy management easy.
15. Mutual of Enumclaw
Company Summary:
Mutual of Enumclaw is a regional insurance provider offering personal and commercial coverage. Known for its community-driven approach, the company prioritizes customer relationships and tailored policies for individuals and businesses in the Northwest.
Official Website: https://www.mutualofenumclaw.com
Physical Address:
1460 Wells St, Enumclaw, WA 98022
Contact Number:
(800) 366-5551
Email ID:
Not publicly available
Number of Employees:
Approximately 400
Year Founded:
1898
Founder Name:
Group of Farmers in Enumclaw, WA
Number of Reviews:
Thousands of reviews, with high ratings for personalized service.
Coverage Locations:
Idaho, Washington, Oregon, Montana, Utah, and Arizona
Benefits:
- Regional expertise
- Excellent claims handling
- Personalized service from local agents
List of Services:
- Auto Insurance
- Home Insurance
- Farm Insurance
- Business Insurance
Company Highlights:
- Named one of the best places to work in the Northwest
- Awarded high financial stability ratings
What Real-Life Customers Are Saying:
Customers love their strong community ties and personalized service, though some note a lack of online self-service options.
Certifications and Awards:
- A.M. Best financial strength rating of A-
- J.D. Power recognized customer satisfaction
Review :
Mutual of Enumclaw stands out for its commitment to the Northwest region, offering highly personalized policies for Idaho residents. Its local expertise and reliable claims service make it a strong choice.
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