Equitable Holdings Group Services & Insurance Plans

Equitable Holdings, Inc., formerly known as AXA Equitable Holdings, Inc., is a prominent financial services and insurance company based in the United States. Established in 1859, Equitable has a long-standing history of providing innovative financial solutions and insurance products. The company's mission is to help clients secure their financial future through a wide range of services, including retirement planning, wealth management, and insurance solutions.

Over the years, Equitable Holdings has achieved significant milestones, such as becoming a publicly traded company and expanding its portfolio to include various financial products and services. The company's vision is to be a trusted partner in financial security, leveraging its expertise to offer tailored solutions that meet the evolving needs of its clients.

Services Provided by Equitable Holdings

Financial Planning

Equitable Holdings offers comprehensive financial planning services designed to help clients achieve their long-term financial goals. These services include:

• Retirement Planning: Equitable provides strategic retirement planning solutions to ensure clients have a secure and comfortable retirement. This includes assessing current financial status, projecting future needs, and developing customized retirement strategies.

• Wealth Management: Equitable’s wealth management services focus on growing and preserving clients' assets. The company offers investment advisory services, portfolio management, and financial planning to help clients manage their wealth effectively.

Insurance Solutions

Equitable Holdings offers a wide range of insurance products to protect individuals and families from various risks:

• Life Insurance: The company provides several types of life insurance, including term life, whole life, and universal life insurance. These products offer financial protection for loved ones in the event of the policyholder's death and can also serve as investment vehicles.

• Health Insurance: Equitable’s health insurance plans cater to both individuals and families, offering coverage for medical expenses, preventive care, and other health-related needs.

• Disability Insurance: To protect against income loss due to disability, Equitable offers short-term and long-term disability insurance. These plans provide financial support if a policyholder is unable to work due to illness or injury.

Investment Products

Equitable Holdings provides various investment products to help clients grow their wealth and plan for the future:

• Annuities: Equitable offers fixed and variable annuities that provide regular income payments during retirement or at other specified times. These products are designed to offer financial stability and growth potential.

• Mutual Funds: The company provides access to a range of mutual funds, allowing clients to invest in diversified portfolios managed by professional fund managers.

Consulting Services

In addition to its core financial and insurance services, Equitable Holdings offers consulting services to help clients make informed decisions:

• Employee Benefits: Equitable provides consulting services for businesses looking to design and implement employee benefit programs. This includes group life and health insurance, retirement plans, and other employee benefits.

• Estate Planning: The company offers estate planning services to help clients manage their assets and ensure their wishes are carried out after their death. This includes trust planning, tax strategies, and wealth transfer solutions.

Insurance Segment Covered By Equitable Holdings

Individual Insurance

Equitable Holdings offers a variety of individual insurance products designed to meet personal needs:

• Personal Life Insurance: The company provides coverage options for individuals looking to protect their families financially in the event of their death. This includes term life insurance for temporary needs and permanent life insurance for lifelong protection.

• Health Insurance for Individuals: Equitable offers health insurance plans that cover a range of medical expenses, including doctor visits, hospital stays, and prescription medications.

Group Insurance

Equitable Holdings also provides insurance solutions for businesses and organizations:

• Employee Benefits and Group Life Insurance: Businesses can offer group life insurance as part of their employee benefits package, providing financial protection for employees and their families.

• Group Health Insurance: Equitable offers group health insurance plans that cover medical expenses for employees, often including additional benefits such as wellness programs and preventive care.

Specialized Insurance

Equitable Holdings provides specialized insurance products to address unique needs:

• Long-Term Care Insurance: This insurance helps cover the costs of long-term care services, such as nursing home care or home health care, which are not typically covered by standard health insurance.

• Disability Income Protection: Equitable offers insurance to protect against loss of income due to disability, ensuring that policyholders can maintain their standard of living if they are unable to work.

Types of Plans Offered by Equitable Holdings

Life Insurance

Equitable Holdings provides several types of life insurance plans to meet different needs:

• Term Life Insurance: This plan provides coverage for a specified term, such as 10, 20, or 30 years. It offers a death benefit if the insured passes away during the term but does not build cash value.

• Whole Life Insurance: This permanent insurance policy provides coverage for the insured’s entire life and includes a cash value component that grows over time. It offers stable premiums and a guaranteed death benefit.

• Universal Life Insurance: This flexible policy combines life insurance with an investment component. Policyholders can adjust their premiums and death benefits, and the cash value grows based on interest rates.

Health Insurance

Equitable Holdings offers health insurance plans tailored to individual and family needs:

• Individual Health Plans: These plans cover medical expenses for individuals, including doctor visits, hospital stays, and prescription drugs.

• Family Health Plans: Designed to provide comprehensive coverage for all family members, these plans include benefits such as preventive care, maternity care, and pediatric services.

Disability Insurance

Equitable’s disability insurance products protect against income loss:

• Short-Term Disability: This coverage provides benefits for a limited period, typically up to six months, if the policyholder is unable to work due to illness or injury.

• Long-Term Disability: This plan offers coverage for extended periods, often until the policyholder can return to work or reaches retirement age, providing financial support during prolonged disabilities.

Annuities

Equitable Holdings offers various annuity products:

• Fixed Annuities: These provide a guaranteed interest rate and regular income payments for a specified period or for the lifetime of the annuitant.

• Variable Annuities: These allow policyholders to invest in a range of investment options, with returns based on the performance of the selected investments. They offer potential for higher returns but come with investment risk.

Location Related Details

Headquarters

Equitable Holdings is headquartered in New York City, which serves as the central hub for its operations:

• Address: 1290 Avenue of the Americas, New York, NY 10104, USA

Regional Offices

In addition to its headquarters, Equitable Holdings has regional offices across the United States to serve clients in various locations. These offices provide localized support and access to financial and insurance services.

Global Presence

Equitable Holdings also operates internationally, with offices in key global markets. This international presence allows the company to offer financial solutions and insurance products to clients around the world.

Official Website

Equitable Holdings’ official website provides detailed information about its services, products, and resources:

• Website URL: www.equitable.com

The website features tools for obtaining quotes, accessing account information, and learning more about the company’s offerings.

Social Media Details

Equitable Holdings maintains an active presence on several social media platforms:

• Facebook: Equitable Facebook Page
• Twitter: @Equitable
• LinkedIn: Equitable LinkedIn Profile
• Instagram: Equitable Instagram Profile

These platforms provide updates on company news, financial tips, and client testimonials.

Contact Details

Equitable Holdings offers various ways to contact their customer support team:

• Customer Service Phone: 1-800-ESPRIT (1-800-377-7487)
• Email: support@equitable.com
• Live Chat: Available on the official website for real-time assistance

These contact options ensure clients can easily reach out for support and information.

Address

The main office of Equitable Holdings is located at:

• Equitable Holdings, Inc. 1290 Avenue of the Americas New York, NY 10104 USA

This address serves as the primary location for corporate operations and client services.

Testimonial

Equitable Holdings has received positive feedback from clients who appreciate their comprehensive services and customer support:

• “Equitable Holdings has been instrumental in helping us plan for our future. Their insurance products and financial planning services are top-notch.” – Jane S.

• “The level of expertise and customer service we received from Equitable was exceptional. They made complex financial decisions straightforward and manageable.” – Michael T.

These testimonials reflect the high quality of service and client satisfaction that Equitable Holdings aims to deliver.

Frequently Asked Questions (FAQs) about Equitable Holdings

1. What is Equitable Holdings?

Equitable Holdings, Inc., formerly known as AXA Equitable Holdings, Inc., is a leading financial services and insurance company based in the United States. Established in 1859, the company provides a wide range of services, including retirement planning, wealth management, and various insurance products. Its mission is to help clients achieve financial security and plan for their future.

2. What services does Equitable Holdings offer?

Equitable Holdings offers a diverse array of services, including:

• Financial Planning: Retirement planning, wealth management, and investment advice.
• Insurance Solutions: Life insurance, health insurance, and disability insurance.
• Investment Products: Annuities and mutual funds.
• Consulting Services: Employee benefits and estate planning.

3. What types of insurance does Equitable Holdings provide?

Equitable Holdings offers several types of insurance:

• Life Insurance: Term life, whole life, and universal life insurance.
• Health Insurance: Individual and family health insurance plans.
• Disability Insurance: Short-term and long-term disability coverage.
• Specialized Insurance: Long-term care insurance and disability income protection.

4. What are the main types of life insurance offered by Equitable Holdings?

Equitable Holdings provides the following life insurance products:

• Term Life Insurance: Provides coverage for a specified term with no cash value component.
• Whole Life Insurance: Offers lifelong coverage with a cash value component that grows over time.
• Universal Life Insurance: A flexible policy that combines life insurance with an investment component, allowing adjustments to premiums and death benefits.

5. Where is Equitable Holdings headquartered?

Equitable Holdings is headquartered at:

• Address: 1290 Avenue of the Americas, New York, NY 10104, USA

6. Does Equitable Holdings have offices in other locations?

Yes, Equitable Holdings has regional offices across the United States to provide localized support. The company also operates internationally with offices in key global markets.

7. How can I access information about Equitable Holdings’ services and products?

You can visit Equitable Holdings' official website for detailed information about their services and products:

• Website URL: www.equitable.com

8. What social media platforms is Equitable Holdings active on?

Equitable Holdings maintains an active presence on the following social media platforms:

• Facebook: Equitable Facebook Page
• Twitter: @Equitable
• LinkedIn: Equitable LinkedIn Profile
• Instagram: Equitable Instagram Profile

9. How can I contact Equitable Holdings for support?

You can reach Equitable Holdings’ customer support through the following channels:

• Customer Service Phone: 1-800-ESPRIT (1-800-377-7487)
• Email: support@equitable.com
• Live Chat: Available on their official website

10. What do clients say about Equitable Holdings?

Clients have provided positive feedback about Equitable Holdings’ services:

• “Equitable Holdings has been instrumental in helping us plan for our future. Their insurance products and financial planning services are top-notch.” – Jane S.
• “The level of expertise and customer service we received from Equitable was exceptional. They made complex financial decisions straightforward and manageable.” – Michael T.

These testimonials reflect the high level of satisfaction and quality service provided by Equitable Holdings.